www.firstmerit.com

FirstMerit Bank Profile
FirstMerit Corporation (FirstMerit) through its affiliates operates primarily as a regional banking organization, providing a range of banking, fiduciary, financial, insurance and investment services to corporate, institutional and individual customers throughout northern and central Ohio, and western Pennsylvania. FirstMerit’s principal business consists of owning and supervising its affiliates. On December 31, 2005, FirstMerit Bank, N.A. (FirstMerit Bank), one of the Company’s principal subsidiaries, operated a network of 161 full service-banking offices and 176 automated teller machines (ATMs). Its offices span a total of 24 counties in Ohio, including Ashland, Ashtabula, Crawford, Cuyahoga, Delaware, Erie, Franklin, Geauga, Holmes, Huron, Knox, Lake, Lorain, Lucas, Madison, Medina, Portage, Richland, Sandusky, Seneca, Stark, Summit, Wayne and Wood Counties, and Lawrence County in Pennsylvania. For the six months ended 30 June 2006, FirstMerit Corporation’s interest income increased 11% to $291.3M. Net interest income after LLP decreased 2% to $152.4M. Net income decreased 13% to $57.6M. Net interest income reflects higher interest & fees on loans, offset by increased interest expense on deposits. Net income was offset by decrease in net investment securities gains and higher salaries, wages, pension & employee benefits. For more information www.firstmerit.com